Skip to content
Profile photo of a State Farm Agent named: James Baker
State Farm® Insurance Agent - Williamsburg, KY

James Baker

James Baker Insurance Agency

125 Walmart Way Suite 3
Williamsburg, KY 40769
Torres Mexican Steakhouse
(606) 549-4328
State Farm® Insurance Agent - Williamsburg, KY

James Baker

James Baker Insurance Agency

About me

Welcome to James Baker State Farm, your local Williamsburg, KY Insurance office.

Getting Ready for Cooler Weather in Williamsburg, KY 🍂🏡

As November brings cooler temperatures to Williamsburg and the surrounding Whitley County area, it's a great time to check in on your insurance coverage. From preparing your home for colder weather to navigating changing road conditions, a few simple reviews can help you stay organized as the season changes.

🚗 Auto Insurance for Changing Road Conditions

Cooler mornings, falling leaves, and shorter daylight hours can bring changes to your daily commute. Whether you're driving around Williamsburg or traveling along I-75, consider reviewing your Auto Insurance and making sure your policy information is up to date.

🏡 Preparing Your Home for Colder Temperatures

As temperatures begin to drop, homeowners may be checking heating systems, cleaning gutters, and preparing outdoor spaces. If you've recently made improvements to your property, now may be a good time to review your Home Insurance.

🏠 Renters Insurance for Your Belongings

Whether you're renting an apartment, house, or other living space in Williamsburg, Renters Insurance can provide coverage for personal belongings such as furniture, clothing, and electronics, subject to policy terms.

💼 Business Insurance for Local Businesses

As Williamsburg businesses prepare for seasonal changes, updates to equipment, inventory, staffing, or operations may be worth reviewing. Take time to check your Business Insurance and make sure your policy reflects your current operations.

❤️ Life Insurance as Life Changes

New responsibilities, family milestones, and other life events can be good reasons to revisit your Life Insurance. Reviewing your existing policy can help you better understand your coverage and available options.

🍁 Connect With James Baker State Farm

As the season changes in Williamsburg, the James Baker State Farm team is available to discuss your insurance questions and help you review your current policies.

I was born in Knoxville, TN, and raised in Jellico. I’ve been in the insurance industry since 2007 and came to State Farm in 2016. My experience in my previous position taught me how to provide the highest degree of protection for our customers, ranging from car insurance, home insurance, renter’s insurance, life insurance, health insurance, motorcycle insurance, RV/UTV insurance, financial services, and more. Before opening James Baker - State Farm, I sold Life and Health Insurance for AIG. Please stop in if you’re relocating to Williamsburg, Corbin, London, Jellico, Pine Knot, Whitley City, Sterns, Barbourville, Newcomb, Frakes or Whitley, McCreary, Campbell, Laurel, or Knox counties.

I enjoy spending time outdoors in Kentucky. I have four children between 18 and 24 years old who keep me very busy, but I wouldn’t have it any other way! In the summer, I take advantage of our rivers and trails. I played sports growing up such as football. I still like to keep up on local sports teams such as Williamsburg Yellow Jackets and the Whitley County Colonels. I’m also a corporate sponsor for the University of the Cumberland’s. I am a proud member of the Southern Kentucky Chamber of Commerce.

My State Farm Insurance office is in Williamsburg, KY. We opened our doors in December of 2016. I feel blessed to be in Williamsburg, which is such a welcoming community. I really enjoy Whitley County and plan to take advantage of everything it has to offer. I am excited for the opportunity to help customers with insurance and financial services to help prepare them for life’s unexpected. We are also licensed to assist our Tennessee neighbors.

Call. Click, or stop by our office today to meet my amazing team, we’d love to assist you with your insurance needs!

Office Info

Location

125 Walmart Way Suite 3
Williamsburg, KY 40769
  • Torres Mexican Steakhouse
Map & Directions

Get a quote today

Office Info

Location

125 Walmart Way Suite 3
Williamsburg, KY 40769
  • Torres Mexican Steakhouse
Map & Directions

Insurance and Financial products offered

Call us 24/7 at (606) 549-4328

Our mission

The mission of the James Baker State Farm office is to provide Williamsburg and surrounding Whitley County with reliable insurance coverage they can count on. Our office can help with auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, financial services, and much more. Stop in and meet with our experienced insurance team to stay protected.

Our team

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

Meet the team

Welcome to James Baker State Farm, your local Williamsburg, KY Insurance office.

Getting Ready for Cooler Weather in Williamsburg, KY 🍂🏡

As November brings cooler temperatures to Williamsburg and the surrounding Whitley County area, it's a great time to check in on your insurance coverage. From preparing your home for colder weather to navigating changing road conditions, a few simple reviews can help you stay organized as the season changes.

🚗 Auto Insurance for Changing Road Conditions

Cooler mornings, falling leaves, and shorter daylight hours can bring changes to your daily commute. Whether you're driving around Williamsburg or traveling along I-75, consider reviewing your Auto Insurance and making sure your policy information is up to date.

🏡 Preparing Your Home for Colder Temperatures

As temperatures begin to drop, homeowners may be checking heating systems, cleaning gutters, and preparing outdoor spaces. If you've recently made improvements to your property, now may be a good time to review your Home Insurance.

🏠 Renters Insurance for Your Belongings

Whether you're renting an apartment, house, or other living space in Williamsburg, Renters Insurance can provide coverage for personal belongings such as furniture, clothing, and electronics, subject to policy terms.

💼 Business Insurance for Local Businesses

As Williamsburg businesses prepare for seasonal changes, updates to equipment, inventory, staffing, or operations may be worth reviewing. Take time to check your Business Insurance and make sure your policy reflects your current operations.

❤️ Life Insurance as Life Changes

New responsibilities, family milestones, and other life events can be good reasons to revisit your Life Insurance. Reviewing your existing policy can help you better understand your coverage and available options.

🍁 Connect With James Baker State Farm

As the season changes in Williamsburg, the James Baker State Farm team is available to discuss your insurance questions and help you review your current policies.

I was born in Knoxville, TN, and raised in Jellico. I’ve been in the insurance industry since 2007 and came to State Farm in 2016. My experience in my previous position taught me how to provide the highest degree of protection for our customers, ranging from car insurance, home insurance, renter’s insurance, life insurance, health insurance, motorcycle insurance, RV/UTV insurance, financial services, and more. Before opening James Baker - State Farm, I sold Life and Health Insurance for AIG. Please stop in if you’re relocating to Williamsburg, Corbin, London, Jellico, Pine Knot, Whitley City, Sterns, Barbourville, Newcomb, Frakes or Whitley, McCreary, Campbell, Laurel, or Knox counties.

I enjoy spending time outdoors in Kentucky. I have four children between 18 and 24 years old who keep me very busy, but I wouldn’t have it any other way! In the summer, I take advantage of our rivers and trails. I played sports growing up such as football. I still like to keep up on local sports teams such as Williamsburg Yellow Jackets and the Whitley County Colonels. I’m also a corporate sponsor for the University of the Cumberland’s. I am a proud member of the Southern Kentucky Chamber of Commerce.

My State Farm Insurance office is in Williamsburg, KY. We opened our doors in December of 2016. I feel blessed to be in Williamsburg, which is such a welcoming community. I really enjoy Whitley County and plan to take advantage of everything it has to offer. I am excited for the opportunity to help customers with insurance and financial services to help prepare them for life’s unexpected. We are also licensed to assist our Tennessee neighbors.

Call. Click, or stop by our office today to meet my amazing team, we’d love to assist you with your insurance needs!

Moped, scooter, e-bike & motorcycle differences

Find out the differences between a moped, scooter and e-bike and whether a license and insurance is needed.

How to prevent pipes from freezing

Frozen pipes can cause significant water damage in your home. State Farm provides ways to help prevent frozen pipes, and how to deal with burst pipes.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

What to know when discussing car repairs with a mechanic

When you find out your car needs to be serviced, it's important to know the right auto repair questions to ask a mechanic.

View more articles

Simple Insights®

Moped, scooter, e-bike & motorcycle differences

Find out the differences between a moped, scooter and e-bike and whether a license and insurance is needed.

How to prevent pipes from freezing

Frozen pipes can cause significant water damage in your home. State Farm provides ways to help prevent frozen pipes, and how to deal with burst pipes.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

What to know when discussing car repairs with a mechanic

When you find out your car needs to be serviced, it's important to know the right auto repair questions to ask a mechanic.

View more articles